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Guidance of the medium and small-sized business financial system

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Guidance (about Saga institutional finance)

 Institutional finance of the prefecture intends for small and medium sized enterprise operators that it is admitted that we perform business as thing supplementing function of private financing engine and governmental financial institution objectively in the prefecture (it may vary according to funds partly.), and, to business capital to promote identification measure in commerce and industry of the prefecture from thing which is available as free business capital, driving, funds for equipment prepare for funds various together.

 As application for debt window becomes We open with the other window(PDF: 110.8 kilobytes) such as the chamber of commerce ofPDF neighborhood, commercial and industrial meeting (when we look good with associations the Saga medium and small-sized business group center society), please consult.

 In addition, please see as we make guidance (2020) We open with the other window(PDF: 196 kilobytes) of Saga medium and small-sized business financing facility asPDF simple edition.

 

Financial bookmark (2020 version)

 About the details such as financing menus of prefectural institutional finance, please see the following "financial bookmark".

  PDF Financial bookmark We open with the other window(PDF: 1.63 megabytes) for 2020 medium and small-sized business

 

Summary (2020) of medium and small-sized business financing facility

1. Saga revitalization loan expanded "funds (independence, founding) such as founding, new business deployment"

 About "funds (independence, founding) such as founding, new business deployment", we carried out loan limit and review (expansion) of loan period in consideration of review of requirements targeted for loan of last year.
 For details, please see Saga revitalization loan (funds such as founding, new business deployment)We open with the other window. 

 

2. We expanded "management environmental change-response fund"

 We expanded loan object to work on HACCP and cashless correspondence newly, and to support company about "management environmental change-response fund".

 For details, we become food industrial quality control advancement promotion countermeasures (HACCP)We open with the other window, UD, and please see earthquake-resistant diagnosis, repair, consumption tax countermeasures, cashless correspondenceWe open with the other window.

 

3. We continue the total amount assistance to trust guarantee charge to affect funds for equipment

 Founding, new business deployment supports company which is going to plan switch and management improvement to growth through forward approaches such as capital spending secondary to 2019 about fund, management environmental change-response fund, corporate management power reinforcement fund.

 In addition, we utilize prefectural business "business succession facilitation support project (kashien to see) ※" and make intellectual asset management statements and support proprietor working on new operation secondary to 2019.
 For details, please see Saga revitalization loan (funds such as founding, new business deployment), management reinforcement loan (management environmental change-response fund), management reinforcement loan (corporate management power reinforcement fund).

 

  ※Please contact prefectural industry Policy Division management person in charge (0952-25-7182) if you have any questions about the details of this business.

  

With small and medium sized enterprise operator

 If either of "the total sum of amount of capital or investment" in lower table or "the number of employees" corresponds, it becomes medium and small-sized business.

  

 Type of industry

The total sum of amount of capital or investment 

The number of employees 

 Manufacturing industry

300 million yen or less

300 or less

 Wholesale trade

100 million yen or less

100 or less

 Service industry

50 million yen or less

100 or less

 Retail business

50 million yen or less

50 or less

   

※Exception type of industry [we remove tire for rubber product manufacturing industry (car or plane and tube manufacturing industry and industrial belt manufacturing industry.) As you are set particularly, please refer for 4 types of industry] of, information processing service industry, the software work and the hotel business.

 

※Personal store of master alone is small and medium sized enterprise operator, too.

 

※NPO corporation is available, too. 

  

Notice of fund according to use

When we want to borrow free business capital of purpose

When we want to perform capital spending mainly

When we want to borrow operating funds

When we want to do the independent opening of business

When we want to borrow fund pertaining to business succession

When we make use of techniques with newness and want to perform business switch or new business advance

When we receive support of support organization such as authorized management innovation and want to revitalize business
When fund raising got hard by decrease in sales, bankruptcy of business partner

In addition, when fund is needed for specific purpose

 

Management environmental change-response fund We open with the other window

When we are affected by large store and want to perform the modernization, rationalization of management 

Large store, large company countermeasuresWe open with the other window

When we run traditional craft industry and want to plan promotion  

Countermeasures such as local industryWe open with the other window

When we want to increase business scale with the employment increase

Firm locationWe open with the other window

When we want to maintain tourist facilities 

Sightseeing promotion countermeasuresWe open with the other window

When we want to perform approach of hygiene management by HACCP

Food industrial quality control advancement promotion countermeasures (HACCP)We open with the other window

When we want to receive export, time and ISO9000, the certification of ISO14000 that we want to import 

Trade promotion, globalization countermeasuresWe open with the other window

When we want to introduce pollution control facility and energy-saving facility, facilities 

Environment, energy-saving countermeasuresWe open with the other window

When we want to push forward high computerization 

High computerization countermeasuresWe open with the other window

When we become UD and want to take measures to earthquake-resistant diagnosis, repair, consumption tax increase, cashless correspondence

We become UD and support earthquake-resistant diagnosis, repair, consumption tax countermeasures, cashlessWe open with the other window

When we want to improve facility, facilities to promote senior citizen, person with a disability, the employment of woman

The employment promotion countermeasuresWe open with the other window

When we receive support of medium and small-sized business reproduction support meeting and want to revitalize business

Management stabilization loan (business reproduction fund)We open with the other window

 

 

Related link

  

Summary (prefectural institutional finance)

 PDF Saga medium and small-sized business business facilitation fund loan system summary We open with the other window(PDF: 39.5 kilobytes) 

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Saga prefectural government office (corporation number 1000020410004) 〒 840-8570  1-1-59, Jonai, Saga-shi   Tel: 0952-24-2111 (main)     
Copyright© 2016 Saga Prefecture.All Rights Reserved.

Saga prefectural government office (corporation number 1000020410004)

〒840-8570
1-1-59, Jonai, Saga-shi
Tel: 0952-24-2111 (main)
Copyright© 2016 Saga Prefecture.All Rights Reserved.