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Medium and small-sized business promotion loan

The last update date:

  Medium and small-sized business promotion loan has funds for equipment and operating funds for available fund as business capital that small and medium sized enterprise operator is free.

 

Requirements of financing eligible people

 It is necessary to meet all of requirements listed below.
 (1) Being individual having house or office in the prefecture or corporation having the head office or office in the prefecture.
 (2) It being clear to perform business objectively.
 (3) Person running business to need authorization of administrative agency obtaining the official license.

 

Purpose of fund

1. Funds for equipment

 Funds for equipment mean land, building, the acquisition costs to enhance production or commercial function of facilities.
 But, as a general rule, the acquisition costs only for land do not intend.

2. Operating funds

 About operating funds of small sized business proprietor, it is limited to increase operating funds with debt and leaseback of funds for equipment listed below.
  ・Funds for equipment by this loan
  ・Funds for equipment with medium and small-sized business special countermeasures fund
  ・As for the small sized business proprietor, it is funds for equipment with facilities introduction fund, leaseback fund

 

Conditionality

1. Loan limit

  Facilities 40 million yen (match with driving)
  Driving 20 million yen

2. Loan period

  Facilities ten years (period of deferment one year)
  Driving five years (period of deferment six months)

3. The loan rate of interest

  1.8% a year

4. Guarantee rate

  Less than 1.35% a year

5. Security

  It depends on what that association of guarantee sets. 

6. Guarantor

  It depends on what that association of guarantee sets.

 

Application method

1. Application With new window

  The chamber of commerce which assumes office of small and medium sized enterprise operator district or commercial and industrial meeting (in association

  As for this the Saga medium and small-sized business group center society)

2. Documents to submit 

 (1) Debt written application that financing organization establishes and guarantee application (trust which association of guarantee sets forth

  Guarantee trust application)
 (2) Copying (as needed) of loan informal appointment office action of funds for equipment
 (3) Copying (as needed) of leaseback private notification office action of leaseback fund
 (4) Documents to need on performing other debt examination

 

FAQs

1. What kind of thing is small sized business proprietor?

(answer)
 We say person corresponding to any of the following.
  ・The common use number of employees 20 (as for commerce, the service industry five people. But accommodation business, entertainment business is 20) individual, company or less
  ・Business jointly small association
  ・Syndicate where is younger than union membership 20 people
  ・Corporation where the common use number of employees assumes less than 20 co-operation associations, medical profession occupation

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Saga prefectural government office (corporation number 1000020410004) 〒 840-8570  1-1-59, Jonai, Saga-shi   Tel: 0952-24-2111 (main)     
Copyright© 2016 Saga Prefecture.All Rights Reserved.

Saga prefectural government office (corporation number 1000020410004)

〒840-8570
1-1-59, Jonai, Saga-shi
Tel: 0952-24-2111 (main)
Copyright© 2016 Saga Prefecture.All Rights Reserved.