To the Saga synthesis top

Management reinforcement loan (management environmental change-response fund: large store, large company countermeasures)

The last update date:

  Management reinforcement loan (management environmental change-response fund: large store, large company countermeasures) is affected by operation by advances such as large stores (we include case anticipated that we are affected.) Company needing business capital within, fixed period of time is available. 

 

Requirements of financing eligible people

  It is necessary to meet all the next important matters.

 (1) Being individual having house or office in the prefecture or corporation having the head office or office in the prefecture.
 (2) It being clear to perform business objectively.
 (3) Person running business to need authorization of administrative agency obtaining the official license.
 (4) We are affected by operation by advance of large store or large company or withdrawal (we include case anticipated that we are affected.) We require business capital within, fixed period of time.

 

Purpose of fund

1. Funds for equipment

  Funds for equipment mean land, building, the acquisition costs to enhance production or commercial function of facilities.
  But, as a general rule, the acquisition costs only for land do not intend.

2. Operating funds

3. Refinancing fund

  Refinancing fund of funds for equipment or operating funds when borrow new money, is available.
 

Conditionality

1. Loan limit

  Facilities 50 million yen (match with driving)
  Driving 20 million yen

  Refinancing 80 million yen (match facilities, driving)

2. Loan period

  Facilities ten years (period of deferment two years)

  ※Thing which assumes purchase main contents 15 years (period of deferment two years)
  Driving seven years (period of deferment one year)

  Refinancing ten years (period of deferment two years) 

3. The loan rate of interest

  1.3% a year

4. Guarantee rate

  Less than 1.35% a year of driving

  0% a year of facilities

  Less than 0.6% a year of refinancing

5. Security

  It is done chomotome depending on need of association of guarantee. 

6. Guarantor

  It is done chomotome depending on need of association of guarantee.

 

Application method

1. Application With new window

  The chamber of commerce which assumes office of small and medium sized enterprise operator district or commercial and industrial meeting
  When is in association, the Saga medium and small-sized business group center society

2. Documents to submit 

 (1) Debt written application that financing organization establishes and guarantee application (credit guarantee trust application) which association of guarantee sets forth
 (2) Surveys statement of position (thing which the chambers of commerce make) about Saga medium and small-sized business special countermeasures fund financing
 (3) Business plan
 (4) Specifications, catalogue and the quotation
 (5) The second past financial statements
 (6) Guarantor statement
 (7) When receive company diagnosis, copy of diagnosis report
 (8) Documents to need on performing other debt examination

 

FAQs

1. What kind of thing is large store?

(answer)

 Sales floor area says store more than 500 square meters.

 

2. In requirements targeted for financing how much period will it be said, "is inner for a certain period of time" in?

(answer)

 As a general rule, we say two years after advance or the withdrawal since advance of large store and large company or withdrawal became clear.

We relate to this page
Inquiry
(ID: 27264)
Saga prefectural government office (corporation number 1000020410004) 〒 840-8570  1-1-59, Jonai, Saga-shi   Tel: 0952-24-2111 (main)     
Copyright© 2016 Saga Prefecture.All Rights Reserved.

Saga prefectural government office (corporation number 1000020410004)

〒840-8570
1-1-59, Jonai, Saga-shi
Tel: 0952-24-2111 (main)
Copyright© 2016 Saga Prefecture.All Rights Reserved.